New Member Loan

Reward yourself with a New Member loan to build your credit rating and your shares. Interested in this loan? Complete the form below.

Here’s what you need to apply:

• Two forms of valid government issued picture ID
• Proof of address (utility bill)
• Evidence of income (recent payslip and job letter)
• Temporary/Contract workers must be continuously employed for at least two (2) consecutive years
• Self-employed individuals- Respective business should be registered, with the exception of taxi/maxi operators. Member must provide bank statements for at least three years
• Must provide established standing order/salary deduction for repayment
• Member should be contributing regularly to shares/ good repayment history in the last six (6) months. New members must have good repayment history within the last twelve (12) months
• D.S.R. should not exceed 45%