Latest Loan Rates

Get more out of your money with our fantastic loan rates.

LOAN TYPE INTEREST RATE (Reducing Balance)
New Vehicle 0.49%-0.6%
Character 1%
RORO/Used Vehicle 1%
1ST Mortgage 0.5%
2ND Mortgage 0.58%
Fully-secured 0.75%

All rates are subject to change without notice.

My Time Unsecured Loan

Make it ‘My Time’ with an unsecured loan of up to $45,000!

Here’s what you need to apply and live life on your terms:

  • Must have a minimum of $2,500.00 in shareholdings
  • Two (2) forms of valid government issued picture I.D.
  • Evidence of Income (Payslip- not older than 1 month  and  Job Letter- not older than 3 months)
  • Proof of Address (utility bill / bank statement- not older than 3 months)
    N.B. If the utility bill is not on the applicant’s name, written consent and valid identification are required from the bill owner to use the bill.
  • Proof of loan purpose
  • Must be in current permanent job for a minimum of 12 months
  • Must be in current casual or temporary job for a minimum of 24 months
  • If self-employed, must be able to provide proof of income for a minimum of 24 months
  • Must establish a payroll deduction which must be confirmed by member’s employer prior to disbursement