Latest Loan Rates

Get more out of your money with our fantastic loan rates.

New Vehicle 0.49%-0.6%
Character 1%
RORO/Used Vehicle 1%
1ST Mortgage 0.5%
2ND Mortgage 0.58%
Fully-secured 0.75%

All rates are subject to change without notice.

TECU is here for YOU!

As part of our continued commitment to create and secure your future, TECU has increased its efforts in response to the coronavirus. These efforts are targeted at maintaining a clean environment for all our valued members at all TECU Credit Union branches and TECU Coral Reef. We would like to share the steps we’ve taken in response this development:

  • Increased sanitization of frequently touched surfaces at all locations.
  • Hand sanitizers at all member service stations.
  • Hand washing stations at all branches
  • Limitation of the number members in branch at any time to maintain social distancing
  • Restriction of TECU events to eliminate the unnecessary congregation of people. As such, the Thrift Street (Small Business Market) and Loan Saturday event scheduled for Saturday 28th March 2020 has been postponed until further notice. Any inconvenience caused is regretted.
  • Employees have been encouraged to take precautionary health measures including frequent hand washing, social distancing and staying home when sick.


Effective Tuesday 31st March 2020, the following changes will be implemented at all TECU branches:

  1. Opening hours at branches for cash transactions is Monday through Friday from 8 a.m. to 2 p.m.
  2. Priority Service for retirees and differently abled members from 8 a.m. to 9 a.m.
  3. Non-cash services will be available from 8 a.m. to 12 p.m. and via email at

The use of TECU’s online services, TECH-U E-Services, to transact business is encouraged. This service is free to all members and provides 24/7 access to your member account at your convenience.



We are determined to work with members towards achieving financial security. We are committed to assisting our members facing financial challenges as a result of the coronavirus.

Members can access:

  1. Deferred loan payments- Click here to access the form. The completed form along with a coloured copy of your government issued I.D. must be placed in the designated drop box at any TECU Credit Union branch or emailed to
  2. Increased Line of Credit
  3. Relief Loan of up to $45,000 unsecured- Click here and complete the form. A loan officer will contact you and advise accordingly

These financial solutions can be accessed by contacting a TECU representative at 800-TECU (8328).

Members with existing loans who are currently experiencing financial hardships are encouraged to contact us  and our representative will work with you to  create a solution tailored to your particular situation.



Members seeking to contact the Credit Union can do so via the various communication channels below.